Termite Risk and Damage

Termites are one of the most destructive pests, capable of silently damaging wooden structures, flooring, and furniture without immediate signs. These wood-eating insects thrive in moist, hidden areas and can infest a home or building for years before being detected. Subterranean termites, the most common type, build underground colonies and tunnel into homes, causing severe structural damage. Left untreated, termites can compromise the integrity of a building, leading to costly repairs and potential safety hazards.

The risk of termite infestation increases in warm, humid climates or in properties with poor drainage and wood-to-soil contact. Even brick or concrete homes are not immune, as termites can still access internal wooden components. Damage caused by termites is often not covered by standard insurance policies, making prevention and early detection critical. Regular inspections by professionals and proactive treatment can protect your property from long-term harm and help maintain its structural value and safety.